A man walks past the China Construction Bank in Rizhao, Shandong province, China, March 16, 2014.[Photo/IC]

BEIJING - China Construction Bank, one of China's major state-owned banks, on Sunday reported a 0.97 percent year-on-year increase in net profits in the first half of 2015.

Net profits stood at around 132.2 billion yuan ($20.66 billion) in the first six months, the lender said late on Sunday.

Business revenue for the six-month period gained 8.34 percent year-on-year to reach 311 billion yuan.

Net profits from interest for the six-month period gained 6.31 percent year-on-year, while net profits from fees and commissions rose 5.76 percent year-on-year.

Its non-performing loan ratio rose to 1.42 percent at the end of June, an increase of 0.23 percentage points from the end of 2014.

Non-performing loans stood at 144.36 billion yuan at the end of June, up 31.19 billion yuan from the end of last year.