China's credit asset quality remained generally stable, according to statistics released by the country's top banking regulator on Monday.

Commercial banks in China posted a 3.56 percent increase in the balance of non-performing loans, quarter-on-quarter, to 1.64 trillion yuan ($245 billion) at the end of the second quarter, said the China Banking Regulatory Commission. The NPL ratio remains unchanged at 1.74 percent.

During the same period, the balance of loan impairment provisions grew by 2.65 percent to 2.9 trillion yuan, enhancing commercial banks' ability to fight against potential risks.