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    Business / Review

    Mobile pay new 'gene' of finance

    By Yu Hongyan (chinadaily.com.cn) Updated: 2014-06-13 11:23

    Mobile payment is the "gene" of new finance and, combined with a fresh generation of financial demands, is set to generate an increasing number of "financing species," said an expert at a forum in Beijing on Thursday.

    Mobile pay new 'gene' of finance
    Mobile pay new 'gene' of finance
    Financial innovations have driven the industry in the past; but recent advances in technology are set to shake the industry with radical new ideas, according to Huang Zhen, law professor at the Central University of Finance and Economics.

    In his remarks to the 2014 Mobile Internet Development Conference, Huang said the financial company with able to spearhead mobile payment technology will win the mobile Internet market.

    The combined volume of mobile payment transactions surged 800.3 percent to 1.30 trillion yuan ($209.21 billion) in 2013, according to statistics from EnfoDesk Analysys International, an online research firm.

    Alipay, the online payment arm of e-commerce giant Alibaba Group, overshadowed its peers by taking a lion's share of 69.6 percent of the market, according to EnfoDesk.

    The rise of mobile payment is a result of the spillover effect of Internet penetration, according to Huang, who is also the co-founder of Internet Finance Club 1000.

    More than 500 million Chinese were using mobile devices, primarily smartphones, to connect to the Internet in 2013, according to the China Internet Network Information Center. At the same time, the penetration rate of mobile Internet users rose to a record 81 percent.

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