Chinese women born in the 1990s enjoy more financial freedom than those born in the 1980s, according to a survey by talicai.com, a trailblazer in exploring how Chinese females manage their finances, reported the Beijing News on Thursday.

Compared to men, women are willing to invest more time and energy in financial management. Women also enjoy better credibility than men. In addition, Chinese women exert more power over household spending, says the survey.

Post-90s women prefer to invest in entrepreneurial projects and buy cars. Comparably, post-80s women are more inclined to get married, raise children and buy a house. Post-90s women manage their finances for multiple purposes, including buying houses, travel, entrepreneurial projects and further education.

Compared to post-80s women, post-90s are early birds when it comes to financial gains, earning their first 100,000 yuan ($16,110) earlier. Post-90s women reach their ultimate financial goals earlier and enjoy more financial freedom.

Some 5.6 percent of post-90s women already own a house and car, debt-free. In addition, 8.2 percent of them own more than one property. Meanwhile, only 4.5 percent of post-80s women own at least one property before turning 25.