刷卡消費因其獨特的優點被越來越多的人們所喜愛，五一將又是一個刷卡高峰期。趕緊來看看有關信用卡credit card的表達吧！

首先讓我們來了解一下一些常用信用卡的英文說法：

Peony Card 牡丹卡
Money-Link Card 靈通卡
Peony Debit Card 牡丹借記卡
Peony International Card 牡丹國際卡
Peony Special Card 牡丹專用卡
The Great Wall Card 長城卡
Dragon Card 龍卡
Golden Spike Card 金穗卡
VISA Card 維薩卡
Master Card 萬事達卡
American Express Card 運通卡
Diners Club Card 大萊卡
JCB cards JCB卡

接下來就要知道How to Use a Credit Card信用卡的使用，我們來看一組會話實例：

Clerk: How do you do?

Customer: How do you do? I've opened a Peony Card account recently. Now I want to cash some money. How can I do it, please?

Clerk: You can use it to draw money from the ATM, but the withdrawal amount is limited within RMB 1000 each time. You can also use it at the counter to get much more money, if you want.（您可以用卡在自動柜員機上取現，但一次只能取1000元人民幣。如果需要的話，在柜臺上辦理就可以取得更多。）

Customer: For what amount do you need authorization?（多少金額以上需經過授權？）

Clerk: For any amount exceeding the line of credit we'll have to.（金額超過信用額度均需經過授權.）

Customer: How about paying my expenses with the card?（那用卡進行消費呢？）

Clerk: You don't need to get authorization if your expenses are in line with the credit given by the issuing bank.（消費額在發卡行授信額度內就不必經過授權。）

Customer: Thank you for your assistance.

Clerk: You're welcome.

Notes:

1.authorization 譯為"授權" 當信用卡取款超過信用額度時，須經發卡行授權
2. line of credit 譯為"信用額度"
3. issuing bank 譯為"發卡行"

(部分對話選自《銀行臨柜英語口語》通訊員王源供稿 英語點津 Annabel 編輯)