您現(xiàn)在的位置: Language Tips> Audio & Video> Normal Speed News  
       
     





     
    US government takes over two major financial firms
    [ 2008-09-08 10:07 ]


    新聞背景:美國政府7日宣布接管陷入困境的美國兩大住房抵押貸款融資機(jī)構(gòu)房利美和房地美。根據(jù)接管方案,美國財政部將向房利美和房地美注資,并收購相關(guān)優(yōu)先股;兩大機(jī)構(gòu)的首席執(zhí)行官被限令離職,政府相關(guān)監(jiān)管機(jī)構(gòu)接管兩大機(jī)構(gòu)的日常業(yè)務(wù),同時任命新領(lǐng)導(dǎo)人。受美國房地產(chǎn)市場泡沫破裂沖擊,房利美和房地美目前陷入全面危機(jī)。在過去一年,兩大機(jī)構(gòu)的損失已超過140億美元。美國財政部長保爾森表示,房利美和房地美的問題使金融市場面臨系統(tǒng)性風(fēng)險,接管這兩大機(jī)構(gòu)是當(dāng)前保護(hù)市場和納稅人的“最佳手段”。

    Download

    Amid a continuing housing crisis in the United States, the Bush administration is taking over two failing mortgage firms in an effort to limit further turmoil in the sector. From Washington, VOA's Michael Bowman reports.

    The last year has seen a spike in foreclosures among U.S. homeowners, falling housing values in most parts of the country, and tighter credit that has made it more difficult for Americans to acquire loans.

    In recent months, the picture has grown worse with news that two mortgage giants, Fannie Mae and Freddie Mac, were on the verge ofinsolvency. Combined, the two firms own or guarantee close to half of all home loans in the United States.

    In a news conference Sunday, Treasury Secretary Henry Paulson announced that the federal government is taking control of the firms - a move he described as necessary to avoid further financial upheaval.

    "Fannie Mae and Freddie Mac are so large and so interwoven in our financial system, that a failure of either of them would cause great turmoil in the financial markets here at home and around the globe. This turmoil would directly and negatively impact household wealth, from family budgets to home values, to savings for college and retirement," he said. "And a failure would be harmful to economic growth and job creation."

    The Bush administration says Fannie Mae and Freddie Mac are being placed in a government conservatorship with new executive leadership. They will be operated by a government agency until their financial pictures improve and they are no longer at risk of failing.

    Paulson says every effort will be made to spare taxpayers from having to assume massive financial burdens stemming from the takeover.

    Most Americans secure home mortgages through private banks. For decades, Fannie Mae and Freddie Mac have made it more attractive to banks to make mortgage loans by purchasing the loans from the banks, and then selling them to private investors.

    But recent years have seen mortgage loans made to millions of individuals with poor, risky, or insufficient credit - many of whom have either defaulted on the loans or are at risk of doing so. Fannie Mae's and Freddie Mac's exposure to massive financial losses stemming from the housing crisis has put them on the verge of insolvency.

    News of the government takeover prompted swift reaction from both presidential candidates. Speaking on CBS' Face the Nation program, Republican presidential nominee John McCain said the move "has to be done."

    "I think that we have got to keep people in their homes. There has got to be restructuring, there has got to be reorganization, and there has got to be some confidence that we have stopped this downward spiral. It is hard, it is tough," said McCain.

    McCain added that the woes of Fannie Mae and Freddie Mac are symptomatic of an overall failure of Washington to tackle important issues. He said the federal government has become less effective due to what he termed cronyism and the influence of special interests and lobbyists.

    His Democratic challenger, Barack Obama, also expressed support for the government takeover. But an Obama ally, Virginia Democratic Governor Tim Kaine, said blame for the financial upheaval lies with President Bush.

    "It is an important step that they [the Bush administration] have taken, but they are way too late. During the Bush administration there has been a complete abdication of responsibility for regulating the nation's financial markets, and so it has come to this," said Kaine.

    Fannie Mae and Freddie Mac have seen their stocks plummet in value in recent months. The federal takeover includes some government purchasing of the firms' stock and an infusion of funds to assure the firms' continued operation.

    Fannie Mae and Freddie Mac are government-sponsored enterprises, which are among several financial service corporations created by the United States Congress.

    insolvency:無力償付債務(wù);破產(chǎn)倒閉

    symtomatic:表明……癥狀的

    way:遠(yuǎn)遠(yuǎn)地;非常地

     

    (Source: VOA 英語點津姍姍編輯)

     
    英語點津版權(quán)說明:凡注明來源為“英語點津:XXX(署名)”的原創(chuàng)作品,除與中國日報網(wǎng)簽署英語點津內(nèi)容授權(quán)協(xié)議的網(wǎng)站外,其他任何網(wǎng)站或單位未經(jīng)允許不得非法盜鏈、轉(zhuǎn)載和使用,違者必究。如需使用,請與010-84883631聯(lián)系;凡本網(wǎng)注明“來源:XXX(非英語點津)”的作品,均轉(zhuǎn)載自其它媒體,目的在于傳播更多信息,其他媒體如需轉(zhuǎn)載,請與稿件來源方聯(lián)系,如產(chǎn)生任何問題與本網(wǎng)無關(guān);本網(wǎng)所發(fā)布的歌曲、電影片段,版權(quán)歸原作者所有,僅供學(xué)習(xí)與研究,如果侵權(quán),請?zhí)峁┌鏅?quán)證明,以便盡快刪除。
    相關(guān)文章 Related Story
     
     
     
    本頻道最新推薦
     
    Walking in the US first lady's shoes
    “準(zhǔn)確無誤”如何表達(dá)
    英國新晉超女蘇珊大媽改頭換面
    豬流感 swine flu
    你有l(wèi)ottery mentality嗎
    翻吧推薦
     
    論壇熱貼
     
    別亂扔垃圾。怎么譯這個亂字呀?
    橘子,橙子用英文怎么區(qū)分?
    看Gossip Girl學(xué)英語
    端午節(jié)怎么翻譯?
    母親,您在天堂還好嗎?

     

    亚洲AV无码一区二区三区在线观看 | 中文字幕无码一区二区免费| 无码国产精品一区二区免费式影视| 国产精品无码无需播放器| 日本爆乳j罩杯无码视频| 色婷婷综合久久久中文字幕| 国产V亚洲V天堂无码久久久| 中文字幕无码日韩专区| 天堂√最新版中文在线天堂| AV无码一区二区大桥未久| 亚洲AV无码日韩AV无码导航| 国产品无码一区二区三区在线| 久久中文字幕人妻熟av女| 成 人无码在线视频高清不卡| 无码人妻一区二区三区在线视频| 中文字幕日韩精品有码视频| 久久99中文字幕久久| 亚洲色成人中文字幕网站| 人妻丰满?V无码久久不卡| 国产成A人亚洲精V品无码性色| 亚洲精品~无码抽插| 最近更新免费中文字幕大全 | 中文字幕av日韩精品一区二区| 天堂а√中文最新版地址在线| 国产精品99精品无码视亚| 日韩乱码人妻无码系列中文字幕 | 永久免费AV无码网站国产| 最近中文字幕免费大全| 中文无码人妻有码人妻中文字幕| 亚洲综合日韩中文字幕v在线| 中文字幕人成人乱码亚洲电影 | 亚洲中文字幕无码永久在线| 大地资源中文在线观看免费版| 亚洲熟妇少妇任你躁在线观看无码 | 久久久无码精品亚洲日韩京东传媒 | 特级小箩利无码毛片| 亚洲区日韩区无码区| 中文亚洲AV片不卡在线观看| 亚洲av中文无码乱人伦在线r▽| 中文字幕人成高清视频| 亚洲欧美日韩中文久久|