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    Cashless trend takes hold in China

    ( Xinhua ) Updated: 2017-08-12 10:18:46

    Cashless trend takes hold in China

    China's lack of "credit card culture" has somewhat fueled the popularization of mobile payments, especially in small cities and underdeveloped areas.

    A big cake

    The new payment pattern has won over Chinese consumers with its convenience and flexibility, squeezing the market share of card and cash payments.

    Alipay or WeChat? This is the most often question posed up when a purchase is made in China. Cards and cash, the once dominant purchasing methods, have become a second option in less than half a decade.

    "Mobile payment companies were worried about their future just four years ago, but the spread of technology has exceeded the imagination of almost everyone," says Li Gang, a professor at the Tencent Research Institute.

    Data from the People's Bank of China showed a total of 157 trillion yuan of payments were made on mobile devices in China last year, more than 200 times that in the United States in the same period. The figure is expected to continue expanding by 50 percent each year, it said.

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