Outstanding loans of Chinese financial institutions reached 77.63 trillion yuan ($12.55 trillion), with year-on-year growth of 14 percent, during the first half of this year, 0.1 percentage point higher than the previous quarter, according to the People's Bank of China.

Meanwhile, the small and micro enterprises' loan balance hit 14.17 trillion yuan, with year-on-year growth of 15.7 percent, 1.7 percentage points higher than the growth of other loans.

According to the PBOC, corporate loans increased fast during the first six months, and the proportion of mid- and long-term loans surged. At the same time loans for small and micro companies showed stable growth.

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